While young Canadians have trouble saving enough money for a down payment, the bank of mom and dad doesn’t play as prominent a role as once thought, according to a new report. “We found that 52% of [respondents] who made a down payment had part of it funded by a gift inheritance or some other contribution from a family member, but of those 52%, only 17% was a gift of over 30% of the total down payment,” said Brad Henderson, president and CEO of Sotheby’s International Realty